Coles just gave Flybuys a total revamp that lets shoppers wipe £100 off during checkout. Paying straight with points now shaves the bill by roughly £100 , no paper slips or vouchers. This swap needs just 20,000 points . Coles insists the move will push its points value sky-high. Rivals on the high street now face tougher times. The shift follows Flybuys lowering rules on where points land .