Apple plans to start its U.S. iPhone leasing program on an upcoming launch date through the upgrade plan system. The service partners with a third-party financier for spread-out costs. It targets buyers amid bigger upfront fees after Apple bumped Mac costs in past months. Users may pick smaller recurring fees instead of buying up front. Leased iPhones can be disabled remotely if terms get violated. Apple includes supporting tools in new iOS software. Some shoppers are curious how leasing shifts versus buying outright. Critics highlight that disablement limits flexibility if payments slip. Supporters note leasing reduces initial spend and makes refreshes easier. The plan aligns with Apple's device flow as iPhones get pricier device by device. Users are advised to review before locking in.